March 20, 2023
Agency3 ATV Safety Tips
Do you live for those days when you get to head out into the sticks for some off-roading fun on your ATV? Tearing it up in the mud can be a very satisfying way to spend an afternoon. However, as with any motor vehicle, safety must be a consideration to ensure that your fun outing […]
March 1, 2023
AgencyHow Does Crop Insurance Work?
Crop insurance often comes as part of a farm insurance policy to protect the unique risks faced by farms and ranches. At its simplest, crop insurance provides compensation to the farm if crops are lost or destroyed due to certain incidents. Covered incidents often include: Fire Wind Hail Lightning Smoke Theft Vandalism Drought Crop insurance […]
January 10, 2023
AgencySecuring Your Farm Before a Storm
Farmers obviously rely on their crop yield and other output in order to make a profit. That’s why their priority is to protect their commodities as best they can in the face of numerous damage risks. One of the clearest and present dangers to any farmer is the risk of severe weather. Though on one […]
December 15, 2022
AgencyThe Basic Essentials of Crop Insurance
If you are a crop farmer, crop production is essential in order to turn a profit. However, dealing in agricultural commodities, crops in particular, is a very high-risk business. It’s very easy for crops to get destroyed, and if they do, then they could represent a significant financial loss. To help yourself withstand the ramifications […]
November 11, 2022
AgencyAvoiding Winter Heart Trouble
Research indicates that cold weather leads to a higher number of heart attacks. Many theories have been developed to explain why this season causes more heart issues. One is that blood vessels constrict due to the drop in temperature. Another theory is that people are not as active in the winter and when they are […]
October 12, 2022
AgencyDo I Need Business Insurance if I am Self Employed?
As the working landscape continues to change, more and more people deign to work from home or work on an independent basis. It can give a lot of people a sense of purpose and individuality as opposed to working for a large company. However, self employed individuals face a lot of risks that many business […]
September 19, 2022
AgencyStudent Car Insurance Explained
The term student car insurance is not about a specific type of insurance. Rather, it is about how car insurance works for students who are either new drivers or those who are going away to college. Sometimes, these drivers qualify for lower insurance rates, but they also have higher risks. If you are a student, there are […]
August 11, 2022
AgencyIs it Time for a Homeowners Insurance Checkup?
When you purchased your home, you likely purchased homeowners insurance at the same time; and if you are like most homeowners, you have not thought about it since. Here are some questions to discuss with your independent insurance agent to make sure your policy fits your current needs. Let’s take a quick look at the contents of […]
July 6, 2022
AgencyHow Much Does It Cost to Insure a Farm?
Like most businesses, pinpointing the cost of insuring a farm is difficult, as it relies on a variety of factors. Farm insurance is a broad term that can include a lot of different coverages, each with their own costs and limits. What Does Farm Insurance Cover? Farm insurance covers a range of dangers and items […]
June 2, 2022
AgencyFarm and Crop Insurance Provide Peace of Mind
Most people make the wrongful assumption that when the harvest is over, a farmer or rancher is on vacation until the spring. If you farm your land, you know that nothing is further from the truth. This is the time to prepare for next year, including figuring out how to make things more efficient, more […]